Honda of Ames Finance Center

Honda of Ames takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Honda of Ames Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Honda of Ames can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Assisting You Through the Complexities of the Auto Financing Process

Our finance center understands that there are plenty of customers who walk through our doors who are intimidated and stressed out about the auto financing process.  Whether it is because they lack an understanding of car financing or they are concerned about not being able to afford the monthly payment, it can cause a great deal of anxiety.  We don't believe that should be the case and strive to bring our customers a painless, pleasant auto financing experience.  The finance center at Honda of Ames, located at 220 Kitty Hawk Drive in Ames, IA, is here to guide you through the journey of getting your car loan or Honda lease.

We Have Skilled Finance Professionals

When you come to Honda of Ames, you will have the benefit of working with experienced, skilled finance professionals who have a wealth of knowledge at their disposals. They understand how to work with customers from a variety of financial and credit backgrounds. If you've experienced credit challenges in the past, our finance team may be able to help you find an auto loan or Honda lease that works for you.

Explore Our Honda Specials

Have you heard about our Honda lease deals?  Many drivers come to us because they have seen some of our Honda offers and are intrigued by them. At Honda of Ames, our finance experts can discuss the current Honda specials with you and discover which of these promotions apply to you. We often have purchasing and leasing deals on some of the most popular Honda models in the lineup.

A Vast Array of Resources

The finance team has an abundance of resources at its disposal for assisting you in finding an auto loan or Honda lease that works for your budget. We work with a large network of in-house lending partners to find financing solutions for our customers.  These lending partners are made up of many local and national banks and credit unions. Our finance professionals have great relationships with these lenders and can often secure rates and terms that are better than any of the local options you might have.

Apply for Credit Online

Honda of Ames, in Ames, IA and serving Des Moines, wants auto financing to be as convenient as possible for you, which is why we have an online credit application.  Complete this form on our website today and experience how much it can streamline your auto financing process and make it more pleasant in the process.

Your privacy is important to us.

Honda of Ames takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Honda of Ames

    220 Kitty Hawk Dr
    Ames, IA 50010

    • Sales: 888-496-6943
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Get in Touch

  • Contact our Sales Department at: 888-496-6943
  • Monday9:00 am-7:00 pm
  • Tuesday9:00 am-7:00 pm
  • Wednesday9:00 am-7:00 pm
  • Thursday9:00 am-7:00 pm
  • Friday8:00 am-6:00 pm
  • Saturday8:00 am-5:00 pm
  • SundayClosed